Regular & Special Share Account
Effective as of August 1, 2010
| ACCOUNT BALANCE | DIVIDEND RATE | APY* |
| $50.00 - $4,999.99 | 0.50% | 0.50% |
| $5,000.00 or more | 0.60% | 0.60% |
Simple Checking Account
Effective as of August 1, 2010
| ACCOUNT BALANCE | DIVIDEND RATE | APY* |
| $300.00 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $9,999.99 | 0.35% | 0.35% |
| $10,000.00 or more | 0.50% | 0.50% |
College Savings Account
Effective as of April 1, 2010
| ACCOUNT BALANCE | DIVIDEND RATE | APY* |
| $100.00 or more | 0.40% | 0.40% |
Christmas Club Account
Effective as of August 1, 2010 | ACCOUNT BALANCE | DIVIDEND RATE | APY* |
| $.01 or more | 1.00% | 1.00% |
Individual Retirement Accounts (IRAs)
Effective as of August 1, 2010
| ACCOUNT BALANCE | DIVIDEND RATE | APY* |
| $250.00 or more | 1.50% | 1.51% |
* APY = Annual Percentage Yield. All rates are subject to change at any time without prior notice.Please visit our Funds Availability and Privacy Policy pages for disclosure information. 